Category: Debt Elimination

2012 Student Loan Debt Update and 2013 Goals!

Happy New Year everyone! So, 2012 is over, and what a crazy year it was. I’m not sure how it passed me by so fast. The last half of the year was very busy for me between a lot of extra work at my day job (including some overtime) plus a side project eating up

Sallie Mae’s New Online Pay System – Pay Extra on your Principal

I don’t know when Sallie Mae started this, but I didn’t discover it until February. Previously if you made extra payments beyond your monthly amount due and you wanted it applied to specific loans, you had to make all of your payments by check with written instructions telling them how to apply the extra amounts.

2011 Debt Update and 2012 Resolutions

Happy New Year everyone! Last year sped by so fast, and although I do not feel like I made much of a dent in my students loans over the year, I did hit a major goal and my networth is slowly increasing. So as I’m reflecting on the past year and making personal resolutions, I

Upromise: Earn Money For College or Pay off Student Loans

I’ve mentioned Upromise here and there, but never really talked about it much, so I figured this is the best time to do a post, especially with many people going back to school this fall. College is expensive. Even more expensive in hindsight if you have student loans to pay off. Upromise gives you many

Paying a Little Extra on Student Loans Really Adds Up

I haven’t written too much about my personal finances on this blog in the past year, and that’s mostly because I’ve spent the majority of the year unemployed, so it’s been very tough. One of the biggest strains on my finances is the immense amount of student loan debt I amassed before I graduated from

Smart Ways to Spend Your Tax Refund

Tax day is two weeks away, and hopefully you’ve file by now. If not, get on that! If you are lucky enough to receive an income tax refund this year and not owe any money to the IRS, then congratulations! Everyone enjoys the thrill of receiving a big check or extra money they didn’t plan

Tricks to Pay Off Student Loans After College

If you went to college, it’s pretty likely you’re one of the 2/3rds of student who graduated with an average of $23,186 in student loan debt. I’m one of them, and my debt amount is way more than the average. Now that I’m out in the real world, I have the challenge of repaying that