Success – Student Loans Paid off in Full!

Hey everyone! I know I don’t post much anymore, but I wanted to do a quick update today for anyone who still might be following along.

I paid off my student loans in full this week! This is immensely exciting as you will remember the total debt was once in 6 digits after a couple years of unemployment and deferring payments. There were many years when I was terrified about the amount of my debt and was worried about the effect it would have on my life going forward.

I am also pleased that I was able to pay off the rest of it on the eve of my 30th birthday. Now I am technically not a “thrifty 20-something” anymore, but I also have zero debt, so I am willing to make the trade.

For all of my readers out there that are still struggling with debt elimination and paying off their student loans, keep at it! Eventually, one day, you too will be debt free. And it feels wonderful once you’re finally there.

Finding Thrifty and Affordable Touch Screen Gloves

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I recently upgraded to a smartphone after years of sticking with a “dumb phone” so I could have a lower cell phone bill. Now that I’ve upgraded and the weather is turning colder, I’m stuck with the problem of needing to use my iPhone outside in the cold, but not wanting to take my gloves off. And, of course, you can’t use a touch screen device with any old gloves. You need to buy gloves made of special conductive leather that is compatible with touch screens or feature fingertips made of conductive threads.

So I started researching thrifty and budget-friendly texting gloves and found out there are a lot of affordable options at $20 or less.

Here’s two I discovered:

Agloves Touch Screen Gloves
Agloves Touch Screen GlovesAgloves makes some of the cheapest smartphone gloves you’ll find online. This pair is a lightweight option that is perfect for warmer climates and budget-conscious shoppers. The knitted gloves are soft and warm, keeping your hands toasty while you text.

Agloves feature “10 finger touch” so every finger-tip is compatible with your GPS, eReader, ATMs and other electronics. You can do any gesture with your iPhone without taking your gloves off. Stay warm without breaking the bank.

Comes in Small/Medium and Medium/Large.

Glove.ly Solid Touch Screen Gloves
glovely-smartphone-glovesOne of the best smartphone gloves on the market is also one of the most affordable. Glove.ly makes these cozy, insulated tech gloves for colder climates. Their proprietary Invisitouch material is touch screen compatible across the entire glove, allowing you to text, email, or tweet without exposing your hands to the cold.

Glove.ly’s genius doesn’t end there. The care label is made of microfiber material to clean smudges off your cell phone. Each glove also include a small magnet, making it easy to attach your gloves to each other so you never end up with a sad lonely glove.

Read about the rest of the cheap and affordable touch screen gloves.

Free eBooks on Any Device with the Kindle Reading App

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I love reading. I’ve always bought and borrowed a lot of books, and the invention of eBooks has made it even easier for me to get the books I want to read instantly. When I went into the market for an eReader, I decided to buy an iPad because it allowed me to download as many different reading apps as I want so I can read eBooks from anywhere. One of the benefits of this is I can download the free Kindle Reading App and read tons of free and cheap eBooks, including free books from my Amazon Prime subscription.

The best thing about the Kindle Reading App (besides the fact that it is totally free and you do not need a Kindle to read the ebooks) is that you can used it one most devices, including PCs and smart phones. If you’re someone who reads on multiple devices (like I do) this means you can easily go from reading one book on your phone, to your tablet, to your computer and if you have wifi connection it will remember your place, your highlights, and your notes.

Once you download the Kindle Reading App you have access to any book available in the Kindle eBook Store,including Daily eBook Deals and thousands of free ebooks, so you can feed your reading addiction without breaking the bank.

If you are in the market for an eReader, Amazon offers their classic 6″ Kindle, Kindle Paperwhite, and Kindle Voyage for the basic reading experience. If you want a tablet, the 6″ Fire HD 6 has apps for reading, movies and TV, games, and more, for a complete entertainment experience.

Free Amazon Prime Trials, Student and Mom Accounts

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I love Amazon Prime. We’ve had it for a couple years now and the free 2-day shipping, streaming TV and movies, free Kindle eBooks and free streaming music make it well worth the yearly fee for us, but for people on a budget you may not be able to afford the fee.

You’re in luck though because you can try Amazon Prime for free with their 30-Day Trial. Just go to their site to signup and if you don’t want to pay the $99 yearly fee, just cancel before the end of the 30-day trial.

Free Trial Amazon Mom

Maybe you’re interested in a Prime membership but you’re also a new parent. Well Amazon has you covered with Amazon Mom.

In addition to free 2-day shipping, and unlimited video and music streaming, you also receive 20% off diapers with Subscribe and Save and a 15% baby registry completion discount.

Just like Amazon Prime, you can signup for a free 30-day trial of Amazon Mom. If you decide you don’t want to pay the $99 yearly fee, just cancel before the end of the trial.

Free Amazon Student

If you’re a college student, you might be interested in Amazon Student. For their college student program, Amazon offers a 6-month free trial that includes free 2-day shipping for textbooks and more and exclusive deals.

If you want access to free streaming videos and free Kindle eBooks, you can upgrade to a discounted Amazon Prime membership for only $49 a year.

Update On What I’m Up To Now…

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So I haven’t posted in two years. I am still alive and I’m still living a thrifty lifestyle, but boy have a lot of things happened.

So the biggest thing is I got a promotion at my day job which meant a 25% increase in salary, which has been a huge help for paying down my student loan debt. The other big help is that the company I work for went public, so I am in the process of cashing in stock options to pay off the remainder of the debt. In a couple months I will be entirely debt free, 9 years ahead of schedule.

This has been such a tremendous relief and has allowed me to start planning for the future and expanding to work on other projects.

Another big development, I got engaged last year to my boyfriend and we will be getting married sometime this year. We haven’t gotten that deep into the wedding planning process yet, but mark my words, we are not going to fall into the trap of the big expensive wedding.

Beyond that, most of the energy I used to focus into this blog is being used to focus on other creative endeavors. You can always keep up-to-date on what I’m doing via my personal website Tiffany E. Wilson.com. The past two years have seen an increased focus on writing fiction and other passion projects.

The biggest passion project is my new blog The Retrofuturist. If you’re not familiar with the term, retrofuturism is the past’s vision of the future. It includes artifacts from the past like retro film and video, golden age science fiction, vintage advertisements, and other predictions or visions of the future that often never came to pass. Flying cars, jetpacks, and moon colonies are a few examples of these retro-scifi ideas.

Thrifty20something isn’t necessarily dead and I may be back from time to time to post a new deal or something cool I’ve discovered. But as I only have one year left in my 20s, it’s time to move on to other things. Thank you for reading!

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